Standard Chartered 2009 operating profit climbs 13% to US$5.15 billion|
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INTERNATIONAL. Standard Chartered PLC today announced a seventh successive year of record income (US$15.18 billion) and operating profit before tax (US$5.15 billion) during 2009, demonstrating the underlying strength and momentum across our markets and businesses, despite the ongoing adverse global economic conditions.
Our strong liquidity and capital position enabled us to continue building our market share across our footprint, generating positive business momentum as we enter 2010.
2009 delivered strong and diversified profit and income growth across our markets in Asia, Africa and the Middle East.
Five markets delivered income of over US$1 billion, with India and Hong Kong also delivering over US$1 billion in operating profit before tax (OPBT).
Wholesale Banking continued to demonstrate strong business momentum with significant increases in both client and own account income growth, while Consumer Banking saw a strong upturn in performance during the second half of the year.
Throughout the tough environment, Standard Chartered has continued to provide support for its customers and corporate clients, significantly increasing lending and other forms of support across our markets. 2009 total lending climbed 13%% (US$28 billion) to US$250 billion.
We helped many more of our customers buy their own homes, increasing our mortgage lending by nearly 21% to US$58 billion.
We helped small and medium enterprises start up and grow with an extra 14% increase in lending to more than US$13 billion.
The Group continued to focus on the basics of good banking, keeping a tight grip on costs and risk control and maintaining a liquid and conservative balance sheet.
Normalised cost/income ratio fell to 51.3% from 56.1% in 2008, although expenses rose slightly by 4% vs 2008.
Strong organic equity growth of over US$3 billion supplemented by a successful capital raising saw core tier 1 capital rise to 8.9%, with total capital at 16.5%.
The advances to deposits ratio remains strong at 78.6%, while continued action to de-risk the asset book positions us well to deal with any future economic uncertainty. (More in the attached document)


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